Financial Wellness

Making poverty temporary

Too many children and their hardworking parents know too well what it’s like to live without. 

Without food. Without a place to call home. Without a doctor. Without affordable heat. Without a job with room for them to grow. Without knowing college is even an option.

Without opportunity.

United Way of Pioneer Valley is committed to empowering those living with economic instability by securing opportunities to achieve financial independence, career success, and permanent affordable housing.

Enhancing financial stability in Hampden County

Financial Stability Network

We convene the Financial Stability Network, a network consisting of a range of providers and stakeholders committed to advancing Hampden County residents' financial stability.

Thrive logo

Thrive financial success centers provide college students in our community with the resources and assistance to become financially stable by offering services to improve credit scores, reduce debt, build income, and increase assets. The center provides a “one stop shop” for a variety of financial literary topics, helping 300 students within the first year and 500 students annually.

To learn more, visit

VITA: Volunteer Income Tax Assistance

Due to COVID-19, our Volunteer Income Tax Assistance (VITA) program is currently on hold and no new appointments are being taken at this time.  However, we will announce when the phone lines open up again for appointments.

We work with local organizations to provide free tax assistance services to residents of our region. The Volunteer Income Tax Assistance (VITA) program is provided by Springfield Partners for Community Action and the Valley Opportunity Council with funding support by UWPV.

Eligible families may be available for the Earned Income Tax Credit (EITC), which helps bring needed funds back to these households and to the region. In 2013 the program helped 5,327 families receive help filing tax returns; 60 volunteers participated, donating 2,000 hours of time and skill; $2.5 million in tax credits were recirculated into the local economy; $4.5 million in refunds were received by low-income taxpayers.

For more information on our income-related programs contact Jennifer Kinsman at or 413.693.0212.

Get a free prescription drug savings card

United Way of Pioneer Valley partners with Familywize to ensure patients in our area can afford their prescriptions. Since beginning this partnership, over 44,000 of our neighbors saved $3,000,000 on prescriptions. Click on the card to learn more.

A Day in the Life

A Day in the Life is an interactive demonstration which introduces people to the fundamentals of financial wellness. The program operates like a game, where participants are given a hypothetical income and debt load, and are then presented with a series of simulated life events. They are then asked to consider how to best manage their budgets and priorities, and how to prepare for and deal with unexpected expenses.  For some participants, this may be the first time they’ve been asked to think critically about personal finance issues and long-term planning.