Thrive Financial Coaching

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Thrive, powered by United Way of Pioneer Valley, provides free, confidential, one-on-one financial coaching. One-on-one sessions with our highly-trained coaches allow you to build your wealth and relieve the stress of poor finances.

Build and repair your credit, set a family budget, use our community's resources, and tackle your debts with Thrive. Open the door to a brighter financial future by calling 833.308.4748.

Services at Thrive include:

  • Creating a household budget
  • Pulling and reviewing a credit report
  • Learning what affects a credit score
  • Repairing credit
  • Creating a spending plan
  • Using a bill payment schedule
  • Looking at household cash flow
  • Addressing debt issues
  • Setting up bank accounts
  • Addressing collection issues
  • Building assets
  • SNAP enrollment assistance
  • Referrals to workforce development training
  • Referrals to community resources
  • Referrals to VITA (free tax preparation) during tax season


Thrive Locations

Westfield Athenaeum

6 Elm Street
Westfield, MA  01085

Coach: Jen Fernandes – 413.333.8365

United Way of Pioneer Valley

1441 Main Street, Suite 147
Springfield, MA  01103

Coach: Emmanuel Reyes

Coach: Jen Fernandes – 413.333.8365

Picknelly Adult and Family Education Center (PAFEC)

206 Maple St.
Holyoke, MA 01040

Coach: Jen Fernandes – 413.333.8365